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Loans are not available in all states. Loan amounts range from $5,000 to $100,000, with repayment terms between 12 and 84 months. Annual Percentage Rates (APRs) range from 5.99% to 35.99%, depending on factors such as credit score, loan amount, term, and credit history. Rates and terms are subject to change without notice. Eligibility is not guaranteed and requires meeting certain underwriting criteria, including but not limited to: (a) credit qualification, (b) debt-to-income ratio, and (c) employment verification. Example: A $20,000 loan at 10% APR over 36 months would result in approximately $23,232.24 in total repayment. Zenvy Financial does not discriminate on the basis of race, color, religion, sex, marital status, national origin, age, or ancestry.